We’ll help you navigate financial distress and achieve the best possible outcomes. Sanicki offers comprehensive advice on all personal insolvency options available under Australian law, including bankruptcy, debt agreements, and personal insolvency agreements (PIAs). We’ve helped countless clients assess their financial situation and determine the most appropriate course of action, whether it’s restructuring debt, negotiating with creditors, or pursuing formal insolvency proceedings. Our goal is always to provide clear, practical advice to help people get back on their feet.
We’ll provide step-by-step guidance, and help you understand potential implications for your assets, income, and future credit. We work to protect our clients’ interests and keep them fully informed of their rights and responsibilities.
Sanicki Lawyers also offers services in creditors negotiation to settle debts outside of formal insolvency proceedings. This could include negotiating payment plans, reducing debt amounts, or restructuring your debt to make it more manageable.
After any insolvency proceedings are finalised, we’re here to provide ongoing support to help you rebuild your financial future. This may include advice on managing credit and protecting future assets. Our team is committed to helping you recover from financial hardship and move forward with confidence.
We explain the bankruptcy process and its implications, helping you decide if it’s the right path for your financial situation.
Our team can assist with debt agreements and personal insolvency agreements, offering alternatives to bankruptcy that may better suit your needs.
We help you reorganise or consolidate debt to create a manageable repayment plan and avoid formal insolvency.
We work with creditors on your behalf to negotiate debt reductions, payment plans, or other settlement options.
We advise on strategies to protect your assets and income, helping you understand what’s at risk and how to minimise losses.
Our lawyers provide continuous guidance throughout the insolvency process, ensuring you understand your rights and responsibilities.
We offer advice on managing credit, rebuilding financial stability, and planning for future asset protection.
+61 3 9510 9888
9 Regent Street
Prahran, VIC 3181
+61 3 9510 9888
139 Gotha Street
Fortitude Valley, QLD 4006
Sanicki Lawyers acknowledges the Traditional Owners of the lands on which we work and live across Australia, and recognise their continuing connection to the land and community. We pay respect to Elders past and present.
© 2025 Sanicki Lawyers | All rights reserved
