Home
Loan Agreements & Guarantees

Loan Agreements & Guarantees

We specialise in creating and managing loan agreements and guarantees to safeguard your financial interests.
Contact us

Overview

We specialise in drafting or reviewing loan agreements and guarantees to safeguard your interests.

Loan Agreements

When it comes to managing finances and securing investments, having a comprehensive loan agreement or guarantee in place is essential. At Sanicki Lawyers, we specialise in drafting, reviewing, and negotiating loan agreements and guarantees to ensure your interests are safeguarded, whether you’re lending, borrowing, or guaranteeing funds.

We understand the intricacies involved in creating effective loan agreements that suit your specific needs. Our services include:

  • Drafting Loan Agreements: Tailored agreements that align with your financial objectives and provide clarity on repayment terms, interest rates, and other key conditions to avoid future disputes.
  • Reviewing Existing Agreements: If you’ve been presented with a loan agreement, we can review it to ensure it is fair, comprehensive, and protects your interests.
  • Negotiating Terms: We act on your behalf to negotiate favourable terms, to ensure the agreement is mutually beneficial and legally sound.
  • Advising on Default Clauses: Guidance on what happens in the event of default to minimise risk and provide clear pathways for enforcement.
  • Personal and Business Loans: Whether it’s a personal loan between family members or a more complex commercial loan, we have the expertise to guide you.

Guarantees and Indemnities

Sanicki Lawyers offers comprehensive advice and support for those entering into guarantee arrangements, including:

  • Drafting Guarantee Agreements: Clear, concise, and legally enforceable guarantee documents that outline the responsibilities and obligations of the guarantor.
  • Understanding Your Risks: We help guarantors understand the potential risks and liabilities involved, ensuring they are making informed decisions.
  • Dispute Resolution: If disputes arise over a guarantee, our team is skilled in negotiating resolutions or representing you in court if needed.
  • Enforcement of Guarantees: Should the need arise, we provide strong legal support in enforcing guarantees to recover funds or fulfil obligations.

Testimonials

Darren has an excellent team of friendly and accessible people who are both efficient and practical. I trust Darren and his team to deliver for my clients at the most crucial stage of their transaction.

More
— Ian A

Couldn’t have had a better experience. These guys are warm and efficient. Best!

More
— Harry F

Chelsea, Darren and the broader team at Sanicki Lawyers are an integral part of our business… It’s a bonus that they’re incredible to work with. We can’t recommend them highly enough – and wouldn’t trust anyone else with our contracts or business requirements

More
— Giorgio M

The Sanicki Lawyers team make you feel so welcome, and explain fully costs and processes. It’s so comforting to be able to approach these guys and feel confident with what they do.

More
— Gina C

By having a Sanicki lawyer involved I feel peace of mind knowing the deal has every chance of coming to fruition. I can honestly say that Darren, along with his wonderful team, have saved deals for me on several occasions. Sanicki’s end to end service makes my business life much less stressful.

More
— Steve P

Exceptional service from Sanicki Lawyers. I would never hesitate to recommend the team, and will certainly use their firm again for my business.

More
— Julia N

Frequently Asked Questions (FAQs)

A loan agreement is more than just a piece of paper—it’s a critical document that sets out the terms and conditions under which money is borrowed or lent. A properly drafted loan agreement clearly defines each party’s obligations, interest rates, repayment schedules, and what happens if things go wrong. This is crucial for avoiding disputes, protecting your rights, and providing peace of mind.
A guarantee is a commitment by a third party (the guarantor) to pay a debt or fulfill an obligation if the primary party defaults. Guarantees are common in business transactions and personal loans where additional security is required. The terms of a guarantee need to be clearly outlined to protect the interests of all parties involved.
At Sanicki Lawyers, our team of experienced legal professionals takes a proactive approach to ensure your loan agreements and guarantees are robust, clear, and aligned with your needs. With a deep understanding of both the financial and legal landscapes, we provide practical advice and bespoke solutions tailored to your situation. When you partner with us, you’re not just getting legal documents; you’re gaining trusted advisors who are committed to securing your financial future. Contact us today to discuss how we can help you with your loan agreements and guarantees.

Enquire with our commercial litigation lawyers in Melbourne

Melbourne

+61 3 9510 9888
9 Regent Street
Prahran, VIC 3181

Brisbane

+61 3 9510 9888
139 Gotha Street
Fortitude Valley, QLD 4006

Sanicki Lawyers acknowledges the Traditional Owners of the lands on which we work and live across Australia, and recognise their continuing connection to the land and community. We pay respect to Elders past and present.

Back to top

© 2025 Sanicki Lawyers | All rights reserved

Website by Webifi